Entries by Tosten

Essential Guide to Protecting Your Jewelry: Everything You Need to Know

Jewelry holds not only aesthetic value but also sentimental significance. Whether it symbolizes decades of marriage, has been passed down through generations, or commemorates a special occasion, its worth goes beyond monetary value. With this in mind, our local insurance agency aims to ensure that you have comprehensive protection for your precious pieces. While the…

Prevent A Home Disaster If Using Space Heaters

Space heaters offer a convenient and effective way to heat various areas such as garages, bedrooms, and workspaces like offices or shops. However, it is crucial not to overlook the potential dangers associated with these devices, particularly the risk of starting fires. Shockingly, the U.S. Consumer Product Safety Commission reveals that over 25,000 residential fires…

Educate your teen driver on the “5 to drive” principles.

The National Highway Traffic Safety Administration (NHTSA) states that auto accidents are the leading cause of death for teenagers aged 15-19 in the United States. To combat these statistics, parents should have open conversations with their children about the risks associated with driving and emphasize the “5 to Drive” rules. It’s crucial for parents to…

Dog Bite Claims & Insurance Coverage

Dog bites can result in significant financial costs, with insurance companies paying out over one billion dollars annually for dog bite claims, according to the Insurance Information Institute. To safeguard yourself from potential out-of-pocket expenses stemming from a dog bite incident, it is crucial to ensure adequate coverage limits and consider obtaining an umbrella insurance policy. […]

Safety Tips to Remember This Halloween

Halloween is a great holiday in many ways. Whether it is dressing up, decorating your home, watching a scary movie or simply enjoying some fun size candy, Halloween brings joy to all ages. Here are a few things to consider making the most out of your holiday. Be aware of tripping hazards around your home […]

Do I Need Specific Insurance to Drive for Uber or Lyft?

Whether you are thinking of starting a new career or simply want to make some extra income during your down time, working for companies like Uber or Lyft can be a good move. However, you will need specific insurance to be fully covered as your personal auto insurance policy and the insurance provided by Rideshare […]

Insurance for Your College Student

Leaving for college is an exciting time for your child. Whether your child is moving out of state, moving out of your home or even living with you at home, college is a new chapter in his or her life. Being your agent, there are a few common questions we get asked about insurance. Does […]

Is it Time To Purchase Life Insurance?

September is Life Insurance Awareness Month. As your local independent insurance agency, we are here to make you aware of the benefits of purchasing a life insurance policy. There are many options to choose from so if you have specific questions, reach out to our agency! Life insurance is designed to provide financial stability to […]

A Breakdown of Home Insurance Coverage

If you are a homeowner, you have purchased your home insurance through a local insurance agent or directly through an insurance carrier. Home insurance cost and coverage vary due to where you live, how much your home is worth, your credit score and many other insurance factors. Home insurance can be confusing so we recommend […]

How to Determine if You Need Commercial Auto Insurance

When many people think of a commercial auto insurance policy, they may think of big vehicles such as semi-trucks, box trucks, garbage trucks, etc. However, there are many variations of vehicles that would qualify for a commercial auto insurance policy. How to Determine If You Need a Commercial Auto Insurance Policy If you are using […]