We live and work where you do so we understand the unique insurance challenges that Alaskans face.
We’re an independent insurance agency, we represents multiple companies saving you time and money. We shop the top-rated insurance companies in Alaska at the same time so you can compare coverage and pricing options.
We can insure just about anyone, any property and any business. With choices you’ll love, our licensed agents will help you navigate your insurance options and provide you with the expert consultation that only we can provide.
We live and work in your communities in Alaska. Because we live where you do, we understand the unique risks and needs of you face with your personal and commercial insurance needs. We’ll help you find the right coverage for your situation.
Business Owners Insurance (BOP)
Running a small business involves a significant investment in time and money. Business owners insurance, also called a BOP, protects your investment by minimizing financial risks associated with unexpected events such as the death of a partner, an injured employee, a lawsuit, or a natural disaster. Unless you are an employer, business insurance is generally not required by law, however, it is common practice to purchase enough insurance to cover your assets. If your business is an LLC or a corporation, your personal assets are protected from business liabilities; however, neither business structure is a substitute for liability insurance, which covers your business from losses.
A health insurance plan from Aurora National Insurance will help cover your medical expenses for medical, surgical and other hospital and doctor billed expenses. Plans differ and some cover mental health, prescription drugs and dental expenses. Make sure you talk to a licensed professional at our agency today to explain in detail the different options such as deductibles, co-pays and co-insurance to ensure you choose the right plan for your situation. Only you can decide what health insurance plan is right for you.
It is important to talk to your licensed insurance agent at Aurora National Insurance about how workers compensation functions in Alaska. Sometimes it acts as a form of disability insurance, other times as a form of compensation for economic loss, reimbursement of medical expenses, benefits payable to dependents of someone who may have been killed as well as a number of additional situations. Talk to an agent today.
Don’t say NO to COBRA right away! COBRA beneficiaries have 60 days to decide whether they want COBRA coverage. If you enroll in COBRA before the 60 days are up, your coverage is then retroactive, as long as you pay the retroactive premiums. This means that if you incur medical bills during your “election period,” […]
What is “Replacement Cost”? One of the most important distinctions you’ll need to know as a homeowner is the difference between replacement cost and market value. Why? Because if you insure your home based on its market value – i.e., its selling price – you may be insuring it for just a fraction of what […]
CONSIDER THIS SCENARIO: One of your children’s friends is using your hot tub, slips and falls, and severely injures themselves. While you did not intend for this to happen, you could be held personally liable for this child’s injury and the resulting damages could quickly exceed your insurance limits. Accidents happen. Unanticipated events—such as auto […]