Entries by Tosten

2023 Updates on Auto & Home Insurance

Inflation Continues to Impact Insurance Policy Premiums We all feel the impact of inflation. Whether it is at the gas station, grocery store and your insurance policies at renewal. Unfortunately, the insurance industry continues to be impacted as insurance carriers are forced to adjust their risk based on inflation and claims. We know it is […]

How to Do Your Part to Reduce Wildfires This Summer

It is that time of year when we like to remind you of the importance of wildfire prevention. Preventing a wildfire requires a collective effort and best practices need to be utilized to lower our risk. Did you know the majority of wildfires are caused by humans? According to Wildland Fire Management Information, humans cause […]

Am I Covered If I Experience Car Theft?

When a person thinks about car theft, there are a few scenarios to imagine such as personal property items stolen out of your vehicle, car parts stolen from your vehicle, or your car was physically stolen and couldn’t be recovered. So, the question is, are you covered if you experience any of the following theft […]

Auto Insurance Discounts

Maximize Your Auto Insurance Savings With These Discounts When it comes to auto insurance it seems like all we hear about is discounts. But what discounts are there and who is eligible for them? Let’s take a closer look. Bundle Discounts: Bundling multiple polices like auto and home or auto and renters with the same […]

Home Insurance Terminology

If you are a homeowner, you have purchased your home insurance through a local insurance agent or directly through an insurance carrier. Home insurance cost and coverage vary due to where you live, how much your home is worth, your credit score and many other insurance factors. Home insurance can be confusing so we recommend […]

Six Things to Do If You Get Into a Car Accident

Being in an accident can be a very frightening event. Being prepared to know how to handle the situation when it occurs will help you deal with the shock of it, and obtaining proper documentation helps support a claim. While accidents will happen to almost every driver, whether their car is parked and unattended, or […]

Our Triple Guarantee To You

OUR GUARANTEE TO YOU Money Back Guarantee We want you to be completely satisfied with your decision to join us. If, for any reason, you are not totally happy within 30 days from the date your insurance comes effective with us, I want you to write and tell us. We will cancel your policy and […]

Dependent Care Assistance Plan

Employers, did you know you could be helping your employees SAVE MONEY by setting up a Dependent Care Assistance Plan for them? Also referred to as a dependent care flexible spending account (FSA). What is this you say? Well, let’s say that lil Jack and Jill need to be in daycare while your employee works […]

Giving Back

Do you know how we get paid? Have you ever thought about that? Are you reading this but aren’t OUR client? Then you REALLY should pay attention. Insurance brokers are paid a percentage of the premium you pay. Think about that for a minute… The commission rate is set and isn’t typically negotiable with the […]

EPLI Insurance Coverage Options in Alaska

Do you have employees? Then you need Employment Practices Liability Insurance. EPLI covers businesses against employees who claim that their legal rights as employees have been violated whether intentional or not. The number of EPLI lawsuits is staggering.  You don’t have to be a large corporation to be at risk. Even with one employee, you […]